NIC Prosperity Plan

What if we say that with a minimum basic premium of just MRU 975 you can take care of your dreams whilst financially securing your future and that of your loved ones. The NIC Prosperity Plan is one such investment opportunity that is specially devised to provide you with a blend of insurance coverage, personal loan and also an investment opportunity that enables you to achieve your shorter and long-term goals too. The NIC Prosperity Plan provides you with an attractive Cash Back option every five years that can support your smaller goals like Home renovation or other home-related expenses, luxury expenses, travel expenses, transferring an existing loan from another bank, purchasing consumer durables or equipment, and any other personal needs and contingencies (Check this part please) Besides the Cash Back, the Prosperity Plan also rewards you with a Loyalty Bonus every 10 years for all your planned long-term goals like marriage, overseas education of your children and others. It also provides enhanced protection options against disabilities, critical illness, terminal illness and death amongst others.

Key Features:

Ideal for short-term goals like travel expenses, home renovation, luxury and others
Ideal for long-term goals such as marriage, overseas education of children and others
Cash Back every 5 years amounting to 75% of the fund value and which increases as your fund grows
Loyalty Bonus every 10 years
Have guaranteed financial security in case of death, total permanent disabilities, critical illness and terminal illness (a life coverage equivalent to twice the amount insured)
The flexibility of premium payment frequency
Transparency: all charges and interest credited are disclosed in the annual statement and other documents
Tax Exemptions on the proceed of benefits payable
Free Funeral benefits of Mur 25,000
A premium waiver on total and permanent disability
Investment of your choice in a balanced growth fund or dynamic growth fund

Why NIC?

Your Money – Safe and Secure
Reliable and Transparent terms and conditions
Quick. Safe and Convenient
The NIC Group is owned by the Government of Mauritius and held through the National Property Fund Ltd.
NIC proudly serves largest client base of 160,000, Mauritian people from all walks of life
Technology-driven company to ensure the security of your hard-earned money
Duty-driven dedicated staff to help 24X7
Raise an online ticket for any issues and get assistance within 24 working hours
NIC proudly serves the largest client base of 160,000, Mauritian people from all walks of life
The NIC is a technology-driven company that ensures the security of your hard-earned money
Duty-driven dedicated staff to help 24X7
Call your Relationship Manager directly for assistance
Track your policy via the APP
Self-serve online portal for quick grievance redressal
For any help with your policy, you can reach out to us via WhatsApp no – XXXXXX, Webchat: XXXX
Click2Konnect and talk (Any form of chatbot assistance) and Phone Banking.

FAQ’s

Who is eligible for the NIC Prosperity Plan?

Mauritian residents XXXX

How do I avail the NIC Prosperity Plan?

You may walk into any of NIC branches located in XXX location and seek assistance from our staff
You can log onto our self-serve portal and fill in the online document and self-enroll/ self-purchase the NIC Prosperity Plan.
You can give us a missed call on XXXX and our staff will contact you within 24 working hours
You can send us a message on WhatsApp on XXX and our Relationship Experts will call you back within 24 working hours

What documents are required for applying for the NIC Prosperity Plan?

For applying for the NIC Prosperity plan you will need to provide:

National ID Card
Proof of address
Telephone Bill – last 3 months

We would love to hear from you. Listening to what you have to say about our services matters to us. It's easy to share your ideas, stay informed and join the conversation.

WhatsApp us

(+230) 602 3000

Get a quote

Need Help? Call us

About Us

Contact info