NIC Prosperity Plan

What if we say that with a minimum basic premium of just MRU 975 you can take care of your dreams whilst financially securing your future and that of your loved ones. The NIC Prosperity Plan is one such investment opportunity that is specially devised to provide you with a blend of insurance coverage, personal loan and also an investment opportunity that enables you to achieve your shorter and long-term goals too. The NIC Prosperity Plan provides you with an attractive Cash Back option every five years that can support your smaller goals like Home renovation or other home-related expenses, luxury expenses, travel expenses, transferring an existing loan from another bank, purchasing consumer durables or equipment, and any other personal needs and contingencies (Check this part please) Besides the Cash Back, the Prosperity Plan also rewards you with a Loyalty Bonus every 10 years for all your planned long-term goals like marriage, overseas education of your children and others. It also provides enhanced protection options against disabilities, critical illness, terminal illness and death amongst others.

Key Features:

Why NIC?


  1. You may walk into any of NIC branches located in XXX location and seek assistance from our staff
  2. You can log onto our self-serve portal and fill in the online document and self-enroll/ self-purchase the NIC Prosperity Plan.
  3. You can give us a missed call on XXXX and our staff will contact you within 24 working hours
  4. You can send us a message on WhatsApp on XXX and our Relationship Experts will call you back within 24 working hours

For applying for the NIC Prosperity plan you will need to provide:

  1. National ID Card
  2. Proof of address
  3. Telephone Bill – last 3 months

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