NIC Smart Loan

It’s a loan to achieve your goals smartly.

Smart Loan – as the name suggests is a smart way to fund your extra expenditure that requires money, comes announced, or is just there awaiting your attention. Expenditures like building or renovating your home, sudden need to travel overseas, or a higher education loan. Expenses that are a must, but do not require you to break your savings to fund them.

With the NIC Smart Loan options, you can now finance your most cherished projects, when you need them most. The NIC Smart Loan offers you flexible and affordable loan options that you can choose from, like our home loan, education loan, and our policy loan, that best suit your needs.

Key Features:

Why NIC?


Yes. You can use the NIC Smart Loan to fund your daughter, wife or your brother’s higher education.
1. You may walk into any of NIC branches located in XXX location and seek assistance from our staff.
2. You can log onto our self-serve portal and fill in the online document and self-enroll/ self-purchase the NIC Funeral Care Plan.
3. You can give us a missed call on XXXX and our staff will contact you within 24 working hours.
4. You can send us a message on WhatsApp on XXX and our Relationship Experts will call you back within 24 working hours.

For applying for the NIC Smart Loan
you will need to provide:
1. National ID Card
2. Proof of address
3. Telephone Bill – last 3 months

We would love to hear from you. Listening to what you have to say about our services matters to us. It's easy to share your ideas, stay informed and join the conversation.

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